{"id":169376,"date":"2019-06-25T11:46:00","date_gmt":"2019-06-25T16:46:00","guid":{"rendered":"http:\/\/www.etrafficlane.com\/60dollarmiracle\/mint-review-is-mint-app-a-safe-free-budgeting-app-thats-worth-it"},"modified":"2019-06-25T11:46:13","modified_gmt":"2019-06-25T16:46:13","slug":"mint-review-is-mint-app-a-safe-free-budgeting-app-thats-worth-it","status":"publish","type":"post","link":"https:\/\/www.etrafficlane.com\/60dollarmiracle\/mint-review-is-mint-app-a-safe-free-budgeting-app-thats-worth-it","title":{"rendered":"Mint Review: Is Mint App a Safe Free Budgeting App That\u2019s Worth It?"},"content":{"rendered":"<p><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-12767 size-full\" title=\"Using Mint app to budget and track spending\" src=\"https:\/\/moneypantry.com\/wp-content\/uploads\/2019\/06\/mint-app-review.jpg\" alt=\"In this review we cover whether Mint.com is safe &amp; worth it, plus what you need to know before installing their free budgeting app...\" width=\"350\" height=\"525\" \/>Do you wish you could take charge of your finances with as little pain as possible?<\/p>\n<p>Find out how you can take control of <a target=\"_blank\" href=\"https:\/\/moneypantry.com\/i-need-money-right-now\/\" rel=\"noopener noreferrer\">your money<\/a> where ever you are with this Mint app review.<\/p>\n<p>Mint is one of the most popular personal finance\u00a0apps on the market, according to <a target=\"_blank\" href=\"https:\/\/markets.businessinsider.com\/news\/stocks\/mint-app-intuit-review-2019-4-1028112005#see-also-15\" rel=\"noopener noreferrer\">Business Insider<\/a>. It has over 20 million users worldwide, and for good reason. It\u2019s one of the easiest and <a target=\"_blank\" href=\"https:\/\/moneypantry.com\/best-free-budgeting-apps\/\" rel=\"noopener noreferrer\">best budgeting apps<\/a> out there, and completely free.<span id=\"more-12763\" \/><\/p>\n<p>Mint is made by the financial-software company <a target=\"_blank\" href=\"https:\/\/www.intuit.com\/\" rel=\"noopener noreferrer\">Intuit<\/a> which is the same company behind TurboTax.<\/p>\n<p>It allows users to track bank, credit card, investment, and loan balances and transactions through one single app.<\/p>\n<div>\n<div class=\"custom-ad\">\n<b>Want $5 Free?<\/b><br \/>\n<span class=\"title-divider\" \/><br \/>\n<br \/>\nJoin InboxDollars for free. InboxDollars pays you to watch videos, search, shop, take surveys, and more. They have paid out <strong>$57 Million<\/strong> so far!<\/p>\n<p style=\"text-align: center\"><strong><a class=\"custom-button\" href=\"https:\/\/moneypantry.com\/go\/joininboxdollars\" target=\"_blank\" rel=\"noopener noreferrer\">Join Now &amp; Get a free $5<\/a><\/strong><\/p>\n<\/div>\n<p>You can also <a target=\"_blank\" href=\"https:\/\/moneypantry.com\/make-a-budget\/\" rel=\"noopener noreferrer\">create budgets<\/a> and set financial goals. The app works for both Android and Apple devices, as well as on your desktop.<\/p>\n<h2>How Do I Join?<\/h2>\n<p>Joining can be done with just these few simple steps.<\/p>\n<ul>\n<li><strong>Step 1<\/strong>: Click the \u201cSign up\u201d button at the top of their home page <a target=\"_blank\" href=\"https:\/\/www.mint.com\/\" rel=\"noopener noreferrer\">here<\/a> and fill out the account information.<\/li>\n<li><strong>Step 2<\/strong>: Once you are done, they will send you an email to confirm. Click the link in your email to finalize your account.<\/li>\n<li><strong>Step 3<\/strong>: Download the app on your phone, if you want. You can get it on the <a target=\"_blank\" href=\"https:\/\/apps.apple.com\/us\/app\/mint-personal-finance\/id300238550\" rel=\"noopener noreferrer\">Apple App Store<\/a> and the <a target=\"_blank\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.mint&amp;hl=en\" rel=\"noopener noreferrer\">Google Play<\/a> store.<\/li>\n<\/ul>\n<p>After that, you are ready to start making a budget and take control of your finances!<\/p>\n<h2>Is Mint Safe to Use?<\/h2>\n<p>Yes. Mint has a two-factor authentication process so it makes it hard for people other than you to access your data.<\/p>\n<p>Before using your account on any device, you must validate it or else you will not be allowed to access your information. This can be done either through your email or phone.<\/p>\n<p>Additionally, all of your personal information is kept safe. Mint will never sell it to someone.<\/p>\n<h2>Features of Mint<\/h2>\n<p>These are the biggest features of Mint that have made this app so popular.<\/p>\n<p><strong>On the app you can:<\/strong><\/p>\n<ul>\n<li>See everything in one place<\/li>\n<li>Track bills<\/li>\n<li>Track account balances<\/li>\n<li>Get saving tips<\/li>\n<li>Get tips for dealing with debt<\/li>\n<li>Detailed budgeting options<\/li>\n<li>Free credit score<\/li>\n<li>Bill play reminders<\/li>\n<li>Multi-factor authentication<\/li>\n<li>Syncs across all platforms<\/li>\n<\/ul>\n<h2>Pros &amp; Cons<\/h2>\n<p>Before downloading the app, check out this list of pros and cons to help you decide if you want to take the time to use Mint.<\/p>\n<h3>Pros<\/h3>\n<p>Some positive things about the app are:<\/p>\n<ul>\n<li>You get weekly summaries of your finances.<\/li>\n<li>Your alerts can come via email or text.<\/li>\n<li>Free budgeting tools help you keep on track.<\/li>\n<li>You can set savings goals.<\/li>\n<li>You can automatically sync your financial data into Mint.<\/li>\n<li>Track your credit score without any fees.<\/li>\n<li>Two-factor authentication keeps your data safe.<\/li>\n<\/ul>\n<h3>Cons<\/h3>\n<p>While there are many good things with this app, there are also features missing from it that some other apps of similar variety have. For instance:<\/p>\n<ul>\n<li>There\u2019s a lack of investing features.<\/li>\n<li>Sometimes the app takes weeks to sync to your bank.<\/li>\n<li>You can\u2019t import your data from other apps into Mint.<\/li>\n<li>There is no Bill Pay feature which automatically handles your bills for you.<\/li>\n<\/ul>\n<h2>Better Business Bureau Rating<\/h2>\n<p>Before downloading the app, you might want to make sure the business that owns it is legitimate. That\u2019s why we are looking at the Better Business Bureau profile for it.<\/p>\n<p>Mint is owned by Inuit, Inc. It is not accredited by BBB, most likely because the business has not sought it.<\/p>\n<p>Inuit has been in business for 36 years. It\u2019s rated -A because of their quick action for handling customer complaints.<\/p>\n<p>There have been 1,297 complaints closed in the last 3 years. 440 complaints have been closed in the last 12 months. There are 375 reviews of the company, which averages out to 4 stars out of 5.<\/p>\n<p>If you\u2019d like to see the full BBB profile, click <a target=\"_blank\" href=\"https:\/\/www.bbb.org\/us\/ca\/mountain-view\/profile\/computer-hardware\/intuit-inc-1216-202832\" rel=\"noopener noreferrer\">here<\/a>.<\/p>\n<div>\n<h2>Mint Customer Reviews<\/h2>\n<p>Seeing all the features of the app is great, but do they actually work?<\/p>\n<p>Check out what actual users of the app have to say about Mint on Reddit.<\/p>\n<p>\u201c<em>Mint is great as a free dashboard. I can check it daily to make sure nothing weird is going on with my cash reserves\/credit card spending and as a one-stop shop to keep an eye on my investments. I\u2019m not a big fan of their categorization of expenses and budgeting\/goals. I prefer a simple spreadsheet with my monthly bills and manually recording expenses,<\/em>\u201d <a target=\"_blank\" href=\"https:\/\/www.reddit.com\/r\/personalfinance\/comments\/9wot2v\/is_mint_the_best_personal_finance_product\/e9meoer?utm_source=share&amp;utm_medium=web2x\" rel=\"noopener noreferrer\">said one Reddit review<\/a>.<\/p>\n<p>\u201c<em>Mint is still my go to. I\u2019m at a point in my life where I\u2019ve been working for a few years. I have been at the budget game long enough that I don\u2019t need to track every penny or categorize every transaction. I know what purchases are within reason and what is not. I use Mint to make sure everything is growing slowly and methodically as it should. It\u2019s not a perfect program and the syncing can be pretty annoying. But, it\u2019s all I need right now,<\/em>\u201d <a target=\"_blank\" href=\"https:\/\/www.reddit.com\/r\/personalfinance\/comments\/630i25\/is_mint_still_the_goto_or_are_better_options_now\/dfr7c8b?utm_source=share&amp;utm_medium=web2x\" rel=\"noopener noreferrer\">said another Reddit review<\/a>.<\/p>\n<p>There are over 133 thousand reviews for the app on the Google Play app store. It averages to over 4 stars out of 5. On the Apple App store, there are over 440 thousand reviews which average to be 4.7 stars out of 5.<\/p>\n<h2>How Does Mint Make Money?<\/h2>\n<p>This app is entirely free, so you might be wondering how they make money.<\/p>\n<p>The app can recommend you paid financial services which Mint will <a target=\"_blank\" href=\"https:\/\/moneypantry.com\/referral-money\/\" rel=\"noopener noreferrer\">get a referral bonus<\/a> for. There are also a few ads on the app.<\/p>\n<p>The app also can let you sign up for premium access to your credit report.<\/p>\n<p>Mint sells aggregate financial data to people. Don\u2019t worry that this means your personal data is being given out. In reality, Mint is just selling data about consumer spending, average credit card balances, how many users plan retirement, and more. All of this information is compiled from their entire user base, meaning the information can never be tied back to you.<\/p>\n<h2>Final Thoughts<\/h2>\n<p>So is it worth it?<\/p>\n<p>For a free budgeting app, it\u2019s honestly not that bad. There are a lot of budgeting <a target=\"_blank\" href=\"https:\/\/moneypantry.com\/mint-alternatives\/\" rel=\"noopener noreferrer\">apps like Mint<\/a> out there, but there is a reason this one is so popular. It\u2019s simple to use and easy to understand. We hope this review has helped you decide if you want to use Mint.<\/p>\n<p>Are there any budgeting apps you like to use? Have you used Mint before and if so how would you review Mint? Let us and our readers know about your experiences in the comments below.<\/p>\n<\/div>\n<footer class=\"entry-footer\">\n<div class=\"custom-ad\">\n<b>Wanna get $10 free?<\/b><br \/>\n<span class=\"title-divider\" \/><\/p>\n<p>Try Swagbucks, the famous rewards program that pays you for watching videos, taking surveys, shopping and more.<\/p>\n<p style=\"text-align: center\"><a href=\"https:\/\/moneypantry.com\/go\/JoinSwagbucks\" target=\"_blank\" class=\"custom-button\" rel=\"noopener noreferrer\">Join Swagbucks &amp; Get $10 Now<\/a><\/p>\n<\/div>\n<\/footer>\n<aside class=\"sidebar sidebar-primary widget-area\" role=\"complementary\" aria-label=\"Primary Sidebar\">\n<section id=\"text-118\" class=\"widget widget_text\" \/>\n<section id=\"text-119\" class=\"widget widget_text\" \/>\n<section id=\"custom_html-5\" class=\"widget_text widget widget_custom_html\" \/>\n<section id=\"text-117\" class=\"widget widget_text\" \/><\/aside>\n<\/div>\n\n<p><a href=\"https:\/\/moneypantry.com\/mint-review\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you wish you could take charge of your finances with as little pain as possible? Find out how you can take control of your [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-169376","post","type-post","status-publish","format-standard","hentry"],"_links":{"self":[{"href":"https:\/\/www.etrafficlane.com\/60dollarmiracle\/wp-json\/wp\/v2\/posts\/169376","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.etrafficlane.com\/60dollarmiracle\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.etrafficlane.com\/60dollarmiracle\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.etrafficlane.com\/60dollarmiracle\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.etrafficlane.com\/60dollarmiracle\/wp-json\/wp\/v2\/comments?post=169376"}],"version-history":[{"count":0,"href":"https:\/\/www.etrafficlane.com\/60dollarmiracle\/wp-json\/wp\/v2\/posts\/169376\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.etrafficlane.com\/60dollarmiracle\/wp-json\/wp\/v2\/media?parent=169376"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.etrafficlane.com\/60dollarmiracle\/wp-json\/wp\/v2\/categories?post=169376"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.etrafficlane.com\/60dollarmiracle\/wp-json\/wp\/v2\/tags?post=169376"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}